There is little use in having an online origination system if you can't produce timely, accurate quotes. Competing solutions have consistently underwhelmed here, because they do not use a true pricing engine as the foundation. It cannot be stressed enough to actually test-drive the pricing capabilities prior to signing a contract.

eOriginations leverages the LoanSifter pricing engine to deliver accurate, timely pricing. This engine supports unlimited rate sheets, loan-level margins, SRPs, and every kind of tiered pricing imaginable. Manage your own pricing or let eOriginations manage all of it for you. There is no need to manually upload rate sheets as eOriginations completely automates this for you. If you sell loans on the secondary market, leverage the industry's largest pool of secondary rate sheets from over 160 investors.

In today's rapidly-changing market, you need partners with a focus on detail to ensure you are meeting the highest level of security and compliance.

eOriginations is a SAS-70 compliant solution, hosted in a SAS-70 audited firewall-protected datacenter. All interactions between your website and our servers are fully protected by 256-bit key encryption. Key data is encrypted to adhere to strict PCI compliance. APRs are calculated thoroughly and accurately in accordance with the Truth in Lending Act (TILA). The latest Good Faith Estimate comparing multiple products is produced in accordance with the Real Estate Settlement Procedures Act (RESPA).

Other solutions will talk of flexibility, but it often takes weeks or longer for the simplest of changes.

eOriginations clearly offers the most straightforward, instant tools that allow you to make any change to your borrower experience in real time. The drag and drop editor allows you add or delete entire sections from the application process in seconds. Edit the contents of any field, create a hint or suggestion, and add or drop validation on fields with a single click. Don't wait on change requests to refine your fee layers or alter the style of your site.

The last thing you want to do is overhaul your entire loan origination process to meet the needs of your POS solution.

eOriginations has partnered with major LOS providers to complement your workflow. Our FNMA 3.2 support tools additionally allows you to import and export from virtually any proprietary solution. eOriginations can integrate directly with any system using the industry-standard MISMO format.

An all-too-frequent complaint of financial institutions is that they are locked for several years into an expensive POS solution, while the solution doesn't even produce accurate quotes. Dumping a solution like that might seem painful, but is obviously necessary.

eOriginations allows you to provide the world-class lending experience of the largest banks for a fraction of the price. Short-term contracts are available and pricing begins at a level that even an individual loan officer could afford.

It is important to find out how dedicated your solution provider is to giving you the proper attention and support.

eOriginations has a dedicated team of over 40 mortgage support professionals available by phone or through integrated email support. Our integrated support features are generally answered within 10 minutes and use a direct snapshot of the page you working from to ensure a fast response.

Our mortgage staff will maintain all pricing and adjustments on your behalf if desired, and the loading of rate sheets is completely automated.

Though eOriginations provides a substantial video library for training purposes, anyone can schedule live one-on-one training webinars at no additional charge.

Beyond the borrower experience, your solution should provide loan officers and management with the tools that help them react quickly to online leads and applications, and even help them perform other origination activities.

Within the eOriginations suite, you can manage the borrower experience, assign directly or configure advanced distribution options, search and filter applications, re-issue disclosure docs or GFE, and export to the FNMA 3.2 format.

Secondary departments can leverage the Banker suite for the creation of physical rate sheets, managing their pricing, detailed reporting, and as a feature-rich lock desk.

Originators will optionally be able to get instant pricing, monitor borrower scenarios, trigger rate alerts, distribute and track automated email campaigns, auto-quote through popular websites, and even create open house flyers for referral sources.

Some of the solutions on the market have been known to take literally month to implement.

eOriginations can be up and running accurately in just days, not months.