Although not required, eOriginations provides the ability to pull credit automatically from most any credit vendor. To take advantage of the full automation of the application process, you need to dive deeply into the creditworthiness of your borrower. Obviously, eligibility and pricing depend on the reliability of the knowledge about the borrower's specific situation.

By choosing to pull credit through eOriginations, the system will have concrete knowledge of the borrower's credit file to ensure the Rate Quote is accurate, leading to a fully-informed rate decision.

As with pulling credit, eOriginations supports the automated distribution and management of initial disclosure docs, leveraging our strong partnership with Wolters Kluwer Financial Services, the leader in compliance solutions. WKFS has several platforms that ensure your disclosure docs maintain the highest levels of compliance and meet your institution's need.

By choosing to automate the delivery of disclosures, eOriginations immediately triggers the creation of these docs during the application process. WKFS immediately emails these docs to the borrower, records the eSignatures, and even automates the physical mailing of these docs when necessary. Originators and management can view and reissue these docs at any point from within their accounts, in addition to viewing delivery and signature history.

By choosing to pull credit through eOriginations, the system will have concrete knowledge of the borrower's credit file to ensure the Rate Quote is accurate, leading to a fully-informed rate decision.