In addition to flexible templates for customizing the borrower experience, eOriginations offers a suite of tools that, stated simply, make the life of the originator easier.

While the 1003 application could begin with borrower finding your website, it could alternatively begin within the originator's pipeline.

After the originator begins populating the file, the borrower can be provided a login to complete the application online, with some of the key information pre-populated. Similarly, the originator can take over a partially completed application at any point in the process.

eOriginations supports very intricate fee strategies- including pricing that can be set at the branch level, or even loan officer level. There is no limit to the number of fee templates created or the level of control available. These fee templates maintain accurate pricing in your rate tables, rate search, drip marketing campaigns, and any other form of auto-quoting.

Fee templates and margins are tied directly to secondary pricing, and they can be set by dollar amounts or points. Easily segregate your fee templates by program, location, terms, rate sheets, and numerous other options.

eOriginations provides advanced controls for the distribution of incoming applications. Applications coming from a specific originator's website or email link will flow to the appropriate person. Unassigned application leads can also be distributed using your internal rules. These options include distributing leads by simple rotation, zip code and geographic ranges, or manual distribution through a senior administrator.

The Application Results view allows an administrator or originator to quickly browse, filter, and manage their completed and partial applications. When the status of a file is updated, the borrower is automatically informed of the loan's progress.

By selecting a specific application, you can access the application details in addition to adding public notes and viewing the history of access to the file.

Here you will view the Good Faith Estimate, initial disclosures, and credit file, edit the 1003 Application and export your file to the Fannie 3.2 format.

Finally, you can re-disclose the application, re-order credit, reset the customer's password and edit the borrower's pricing scenario.

We've discussed why eOriginations provides the most accurate quoting in the mortgage POS space. In addition to our managed pricing solution, eOriginations offers a powerful secondary solution through LoanSifter Banker that includes deep pricing overlay control, lock desk management, rate sheet generator, reporting of key analytics, and other critical secondary tools.