The Rate Search is where eOriginations truly pulls away from the pack of competing mortgage POS solutions. Like the Rate Table, it is a highly customizable application that can be added to any number of websites with a single HTML tag, and any changes will automatically flow through the application. Our simple drag and drop editing tools lets you customize and control the borrower experience without ever having to wait on change request delays.

eOriginations is the only POS solution with accurate underwriting decisions and versatile pricing. All the bells and whistles in the world won't matter if the underlying pricing is not consistently accurate. eOriginations leverages the LoanSifter pricing engine to ensure that you deliver the most competitive offer, without cutting corners on accuracy. This is the same company that now supplies the Federal Reserve with mortgage pricing data. LoanSifter is the most robust pricing engine in the industry, capable of any depth of loan level adjustments and any combination of fee overlays. Pricing can be directly tied to your secondary marketing, mandatory delivery and even wholesale, across multiple investors or a single, proprietary rate sheet.

eOriginations employs 30 US-based mortgage professionals, solely dedicated to the management of clients' pricing. Additionally, institutions are given the straightforward, robust tools to optionally manage their own pricing.

eOriginations can track any number of rate sheets on your behalf through any number of channels or branches. If you already produce your own internal rate sheet, eOriginations will automatically extract rate data from Excel or PDF format into your account without the need for any manual intervention. Loan-level adjustments, service request premiums, and underwriting guidelines can also be mapped into your accounts and monitored automatically.

The Rate Search is a sticky feature that will bring anonymous borrowers and referral partners back to your website throughout the mortgage process in order to get accurate, real-time quotes. Borrowers are presented with a range of product rates, including calculated fees, in order to help them make an informed decision. This feature can be integrated with the Rate Alert and 1003 Application, though also used for capturing leads without diving into the full application.